For Medical Students
Plan to buy a home upon graduating from Medical School? Then the Physician Loan Program, also know as The Doctor Loan, is a GREAT choice. So what is The Doctor Loan and how does it benefit you?READ MORE
No matter where you are in your residency, The Physician Loan Program is the best option for you. The Doctor Loan offers both stability and flexibility during this period of change.READ MORE
For Practicing Physicians
The Physician Mortgage is an excellent option for practicing physicians as well. Although your income may be higher now, you may want to buy your home with ZERO down and NO PMI.READ MORE
Learn More About The Doctor LoanThe Physician Loan Program, The Doctor Loan, provides physician mortgages with the benefits you are looking for:
- 100% Financing – No Money Down
- Flexible Loan Programs – Choose the payment option that is Best for you
- No PMI – Lower Monthly Payments
- Move in up to 90+ days prior to starting your next position
- No Pre-Payment Penalty
- A true loan for Doctors with special underwriting
No other mortgage loan has all of the benefits of The Doctor Loan AND still provides GREAT RATES. Our Doctor Loan is simply the best way for a physician to obtain home financing.
The Experts in Physician Mortgage LoansPut our experience to work. Let us provide the information you need when buying a home
Welcome to the PhysicianLoans Blog
Welcome. I am excited to be engaging in another outlet for communicating with medical students, residents and practicing physicians across the U.S. This blog will serve as a steady stream of information, industry updates and answers for doctors exploring home buying, selling, refinancing and real estate investing.Read more
How Much House Can I Afford?
One of the most frequently asked questions I hear from potential homebuyers is “How much home can I afford?”. Many physicians, to include $55K per year residents or $400K per year anesthesiologists, truly do not know what that number is. There is a mathematical answer and a lifestyle answer. Both are correct and neither is exclusive of the other. Both answers should be taken into consideration when actually making an offer on a home.Read more
Physician Home Financing Workshop
This LIVE and FREE workshop is the webinar version of the highly popular on-campus workshop we offer at medical schools across the country. As this is a live webinar, you will have the opportunity to ask questions and have them immediately answered by an expert during the session.REGISTER NOW
Benefits From Our PartnersPhysicianLoans is proud to offer these special benefits from our partners
The DRS Agent Network consist of certified agents that specialize in working with doctors for their residential real estate needs. A DRS Agent™ is a professional real estate agent who has been certified and is committed to serving the medical community with the highest levels of service. This agent is highly knowledgeable about the local community and is the one best suited to meet the real estate needs of a physician.LEARN MORE
The AMA is the largest association of physicians—including both MDs and DOs—and medical students in the United States. With over 200,000 members, the AMA works hard to advance the interest of physicians and their patients, promotes public health and raises money for medical education. PhysicianLoans is a Preferred Provider for the AMA for both the mortgage services and the DRS Agent Network matching doctors with experienced real estate agents.LEARN MORE
The Student Osteopathic Medical Association is a national, not-for-profit osteopathic medical organization founded to ensure a high quality of education for D.O. medical students and to improve the delivery of healthcare by Doctors of Osteopathic Medicine. Tal Frank, President of PhysicianLoans, serves on the SOMA Foundation Advisory Board. Both PhysicianLoans and the DRS Agent Network are offered to SOMA as a Member Benefit.LEARN MORE
Keep the best residencies within reach with the Sallie Mae Medical Residency and Relocation Loan which keeps you in the race for residencies by financing expenses associated with finding one, including travel to interviews and relocation costs which may not be covered by federal student loan programs. No Payments While in School and For 3 Years After GraduationLEARN MORE
The AOA is the member organization for over 135,000 osteopathic medical students and doctors (D.O.s) in the United States. PhysicianLoans is proud to have been selected as the preferred service providing mortgages and real estate agent matches through the DRS Agent Network to relocating AOA members.LEARN MORE
Customer TestimonialsHear what our customers have to say about us
We wanted to send you a huge Thank You! The closing went super smooth and the closing attorney was really impressed with how organized and on time everything was. The title company on our last house complimented you as well three years ago saying how they never see lenders with everything perfectly together. Thanks for helping us get the house and getting it done when we needed it. We will be sure to recommend you to our friends.READ MORE
Meet Our TeamOur company is built with experience, friendliness and proficiency
After graduating from The Ohio State University in 1995 as a Joyce Scholar, Tal spent two years in commercial lending…... Read more
After graduating from The Ohio State University in 1995 as a Joyce Scholar, Tal spent two years in commercial lending before joining PhysicianLoans in 1997. Tal was instrumental in transforming the mortgage company his parents founded, then under the name Tower Mortgage Corp., into a niche company serving Physicians. Tal has a passion for educating doctors in personal finance and has become one of the most requested speakers in this space giving nearly 40 talks each year. He is known for his honest approach and integrity in working with both company employees and clients.
Danny graduated Summa Cum Laude from the Ohio State University Honors Accounting program in 1997. He went to work with... Read more
Prior to founding her own company, Sarah worked in the mortgage industry but was dismayed by the customer service and... Read more
Our Easy Steps To SuccessWe provide the expert guidance you need when buying a home
Be Matched with an Expert
Work with a trusted, licensed, expert Loan Officer who can provide the specific financing you need.GET STARTED
Pre-Qualify for a Loan
Your Loan Officer will provide a free Pre-Qualification so that you can begin your search for the place you will call home.
Find Your Home
With your trusted Loan Officer and real estate agent by your side, you will have all the guidance you need to see the process through right up to the day you get the keys to your new home.