Are you a 1st year resident? Are you in the final year of your 5 year of residency? No matter where you are in your residency, our Physicianloans program is the best option for you. We offer the most stability and the most flexibility which is important during a period in your life when the only constant is change.
Your financial position can vary widely over the 3 - 5 year residency period. Depending on your program year, the size of house you are buying may vary widely as well.
Many features of our Physicianloans program help make your residency period so much smoother as it relates to your home:
- No Money Down
- No PMI - a great way to achieve lower payments.
- No Pre-Payment Penalty
- Student Loans not counted in your debt ratios - Are you aware that standard loan guidelines, including Fannie Mae, must still count student loans payments even if the loan is deferred? Our Physicianloans program is unique in that we do not count deferred student loans. This allows you to qualify for the right home for you and your family.
- Low Rates - We keep our rates extremely low even with little to no money down and No PMI.
- Flexible Terms - Select from a 3 year ARM, a 5 Year ARM, or a 7 Year ARM.
Contact us to learn more about how to take advantage of this loan.
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